A serious injury on the job could mean huge financial losses. Thankfully, the workers’ compensation system is in place to offer financial support during these hard times. Wisconsin employers must have insurance coverage for all employees, barring a few exceptions. Your injury must be related to the scope of your job to recover the benefits, and insurance companies often look for loopholes in claims to undermine benefits. If you have questions related to workers compensation wisconsin, your best bet is to meet an attorney who represents employees. In this post, we have enlisted some essential details.
Why are workers’ compensation claims denied?
If you don’t have the required medical evidence pertaining to your injury or failed to inform your employer about the accident, these could be reasons for the denial. At times, workers fail to file the workers’ compensation claim while working for the same employer, while it could be a case when the injury is unrelated to the employee’s job. Remember, there are options to appeal against the denial.
What benefits can one recover?
If your injury prevents you from going to work until you recover, you can file a workers’ compensation claim to recover Temporary Total Disability benefits. The amount is usually two-third of your current weekly wage, but if that is higher than the maximum limit by law, you will get only what is lower.
What is a third-party claim?
A third-party personal injury claim is different from your workers’ compensation claim. For instance, if you were injured because of defective tools, the manufacturer could be a third party, and you can file a separate lawsuit to get compensation.
Does hiring an attorney make a difference?
The short answer is yes. The workers’ compensation system is complex and often hard to deal with. The lawyer will listen to your side of the story and offer insights into the claims process. They will also investigate further and ensure the paperwork is done accurately to avoid additional complications. Your lawyer will also guide you when the claim is denied and will represent your interests while filing an appeal. Not all attorneys and law firms in Wisconsin work for employees, and it is best to choose one that works extensively for injured workers.
Finally, always focus on recovering soon and listen to your doctor. If you are treated differently by your employer because you filed a workers’ compensation claim, let your attorney know.
